We Offer

Aggressive Financing

Stated Income, Bank Statements, Foreign National Loans, FHA to 500/Low Scores

We Have A Home Loan Program That’s Perfect For You!

100% Financing Available,  Low Closing Costs & FREE Rate Quotes

We’re committed to helping everyone achieve the dream of homeownership.
Our associates will compare loan programs and find the one that best fits your needs while offering the most competitive rates.

LHH Mortgage Aggressive Loan Programs

NON-QM LOANS

STATED INCOME LOANS – THEY’RE BACK!
Purchase, Refi R/T & Cash Out

  • NINA LOANS • No Income, No Assets

  • BANK STATEMENT AS INCOME TO QUALIFY (avg. deposits the last 12 months) • Personal and/or Business Accounts Allowed

  • NO SEASONING FORECLOSURES/Short Sales/Bankruptcy (1 Day Out OK!) • Purchase, Refi R/T, & Cash Out

  • LIQUID ASSET QUALIFYING (No Employment/No DTI) • Qualify with Assets instead of Income

  • DTI ISSUES? 40-YEAR AMORTIZATION AND INTEREST ONLY • 55% back-end ratio

  • JUMBO LOANS • Up to 95% LTV

  • FOREIGN NATIONAL PROGRAM • No Social Security Number RequiredYour Content Goes Here

Confused?
Don’t Know where to begin?

We make it easy!

We specialize in helping first-time homebuyers and are here to guide you every step of the way.

We work with you while guiding you down the path to homeownership.

FHA LOANS

  • FHA DOWN TO 500 • < 580 – must have 10% down

  • FHA • No scores (only 3.5% down)

  • FHA • No Down Payment Program – must have 620

  • FHA • Debt ratio up to 57%

  • FHA • Streamline no appraisal required/ No min. credit score or No score at all

  • FHA • 203k Loans to 500 FICO

Happy couple planning decoration when moving into their new home sitting on the floor

USDA LOANS & FANNIE/FREDDIE

VA Financing • No Money Down to 500 FICO

  • VA TO 500 WITH 100% FINANCING
    (Purchase, Refi: R/T and Cash Out)

  • USDA RD • to 550 with 100% Financing

  • FANNIE/FREDDIE • Conventional debt ratio up to 50%

  • NO DU/LP OVERLAYS • True to findings & 1-year income to qualify

INVESTOR & COMMERCIAL PROPERTY LOANS
WE LOVE INVESTORS!

  • STATED INCOME UP TO 85% LTV FIX & FLIP  • 85% LTV, (Pays for 100% Renovations)
    Leases to Qualify as Income

  • DCR OF PROPERTY TO QUALIFY • Debt coverage ratio of just the subject property Commercial Property Financing

  • SBA LOANS • Secured against real estate or unsecured personal loans

Questions?
We love them! Ask us about …

  • SBA LOANS • Secured against real estate or unsecured personal loans

  • REVERSE MORTGAGES • When only 1 borrower is 62 or older