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We say YES when banks say NO!
CALL US! 504-264-5222
CALL US! 504-264-5222
HOME LOANS FOR FIRST RESPONDERS and ESSENTIAL WORKERS
FHA LOAN Eligible Down to 500 Credit Score • WE PAY For Your Appraisal [$500 value] • NO Application Fees
Stated Income, Bank Statements, Foreign National Loans, FHA to 500/Low Scores
No Money Down to 500 FICO
Commercial Financing Available
We Love Investors!
Home Renovation Loans
100% Financing Available
Low Closing Costs & FREE Rate Quotes
Don't Know Where To Begin?
FIRST TIME HOMEBUYER LOANS
We Have A Loan Program That’s Perfect For You!
100% Financing Available, Low Closing Costs & FREE Rate Quotes
We’re committed to helping everyone achieve the dream of homeownership.
Our associates will compare loan programs and find the one that best fits your needs while offering the most competitive rates.
LET’S GET STARTED
LHH AGGRESSIVE LOAN PROGRAMS
STATED INCOME LOANS –
Purchase, Refi R/T & Cash Out
No Income, No Assets
BANK STATEMENT AS INCOME TO QUALIFY (avg. deposits the last 12 months)
Personal and/or Business Accounts Allowed
NO SEASONING FORECLOSURES
/Short Sales/Bankruptcy (1 Day Out OK!) • Purchase, Refi R/T, & Cash Out
LIQUID ASSET QUALIFYING
(No Employment/No DTI) • Qualify with Assets instead of Income
DTI ISSUES? 40-YEAR AMORTIZATION AND INTEREST ONLY
55% back-end ratio
Up to 95% LTV
FOREIGN NATIONAL PROGRAM
No Social Security Number Required
FHA DOWN TO 500
• < 580 – must have 10% down
• No scores (only 3.5% down)
• No Down Payment Program – must have 620
• Debt ratio up to 57%
• Streamline no appraisal required/ No min. credit score or No score at all
• 203k Loans to 500 FICO
USDA LOANS & FANNIE/FREDDIE
• to 550 with 100% Financing
VA TO 500 WITH 100% FINANCING
(Purchase, Refi: R/T and Cash Out)
• Conventional debt ratio up to 50%
NO DU/LP OVERLAYS
• True to findings &
1-year income to qualify
INVESTOR & COMMERCIAL PROPERTY LOANS
WE LOVE INVESTORS
STATED INCOME UP TO 85% LTV FIX & FLIP
• 85% LTV, Pays for 100% Renovations)
Leases to Qualify as Income
DCR OF PROPERTY TO QUALIFY
• Debt coverage ratio of just the subject property Commercial Property Financing
QUESTIONS? WE LOVE THEM! ASK US ABOUT...
• Secured against real estate or unsecured personal loans
• When only 1 borrower is 62 or older
Let’s Get Started
Drop us a line with your contact information and the best time to reach you.
One of our loan experts will contact you at your convenience.
Prefer to speak to someone first? Give us a call at
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