Specializing In…

FIRST TIME HOMEBUYER LOANS
We Have A Loan Program That’s Perfect For You!

100% Financing Available,  Low Closing Costs & FREE Rate Quotes

We’re committed to helping everyone achieve the dream of homeownership.
Our associates will compare loan programs and find the one that best fits your needs while offering the most competitive rates.

LET’S GET STARTED

LHH AGGRESSIVE LOAN PROGRAMS

NON-QM LOANS

NON-QM LOANS

STATED INCOME LOANS – THEY’RE BACK! • Purchase, Refi R/T & Cash Out

PLUS…

  • NINA LOANS • No Income, No Assets
  • BANK STATEMENT AS INCOME TO QUALIFY (avg. deposits the last 12 months) • Personal and/or Business Accounts Allowed
  • NO SEASONING FORECLOSURES/Short Sales/Bankruptcy (1 Day Out OK!) • Purchase, Refi R/T, & Cash Out
  • LIQUID ASSET QUALIFYING (No Employment/No DTI) • Qualify with Assets instead of Income
  • DTI ISSUES? 40-YEAR AMORTIZATION AND INTEREST ONLY • 55% back-end ratio
  • JUMBO LOANS • Up to 95% LTV
  • FOREIGN NATIONAL PROGRAM • No Social Security Number Required

APPLY NOW

FHA LOANS

FHA LOANS

  • FHA DOWN TO 500 • < 580 – must have 10% down
  • FHA • No scores (only 3.5% down)
  • FHA • No Down Payment Program – must have 620
  • FHA • Debt ratio up to 57%
  • FHA • Streamline no appraisal required/ No min. credit score or No score at all
  • FHA • 203k Loans to 500 FICO

APPLY NOW

FHA LOans

USDA LOANS  & FANNIE/FREDDIE

USDA LOANS

  • USDA RD
    • to 550 with 100% Financing
  • VA TO 500 WITH 100% FINANCING
    (Purchase, Refi: R/T and Cash Out)

APPLY NOW

FANNIE/FREDDIE

  • FANNIE/FREDDIE • Conventional debt ratio up to 50%
  • NO DU/LP OVERLAYS • True to findings & 1-year income to qualify

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INVESTOR & COMMERCIAL PROPERTY LOANS

WE LOVE INVESTORS

  • STATED INCOME UP TO 85% LTV FIX & FLIP  • 85% LTV, Pays for 100% Renovations)
    Leases to Qualify as Income
  • DCR OF PROPERTY TO QUALIFY • Debt coverage ratio of just the subject property Commercial Property Financing

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QUESTIONS? WE LOVE THEM! ASK US ABOUT...

  • SBA LOANS
     • Secured against real estate or unsecured personal loans
  • REVERSE MORTGAGES
    • When only 1 borrower is 62 or older

APPLY NOW

Let’s Get Started

Drop us a line with your contact information and the best time to reach you.
One of our loan experts will contact you at your convenience.
Prefer to speak to someone first? Give us a call at (504) 264-5222.

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